Questions, answered.

Investwizz Trading Limited (FRN 1050679) is an Appointed Representative of WealthKernel Limited (FRN 723719), which is authorised and regulated by the Financial Conduct Authority. You can verify both firms on the Financial Conduct Authority Register.

Your investments are held separately in a pooled account in the name of WealthKernel Nominee Limited. Eligible investments may be covered up to £85,000 by the Financial Services Compensation Scheme. None of this covers the normal rises and falls in the value of investments.

No. Investwizz provides tools and information, not regulated financial advice or discretionary management. We help you build a plan and an example portfolio aligned with your answers, but you make and approve every decision. Nothing in the app is a personal recommendation to buy, sell or hold a particular investment.

A flat £9.99 a month subscription fee, whatever your balance, with no percentage that grows with your portfolio. You can build and see your full plan for free, and only pay when you're ready to invest. Underlying fund charges of around 0.25% apply, as with any investment. Your capital is at risk and the value of your investments can fall as well as rise. Additionally, you may have to pay a stamp duty charge when purchasing certain UK investments.

Yes. A Stocks & Shares ISA lets you access your money when you need it, and you can change your goal or comfort zone anytime. As with any investment, the amount you get back depends on performance and may be less than you put in.

A Stocks & Shares ISA is available today. We plan to add more account types in the future.