Starter
£0/month
No portfolio service fee
Every tool in the app is free.
Accounts included
Up to 3 portfolios for each account
- Simulation account (virtual money)
Built for busy professionals
You work hard.
Build a clear, tax-efficient Stocks & Shares ISA plan. See where you're heading, stay on track — no expertise required. And because our flat monthly portfolio service fee stays the same no matter your balance, more of your money stays invested for you.
You work hard.
Your money should too.
Build a clear, tax-efficient Stocks & Shares ISA plan. See where you're heading, stay on track — no expertise required. And because our flat monthly portfolio service fee stays the same no matter your balance, more of your money stays invested for you.
Your goal
Note: Annual ISA cap of £20,000, max £1,667 / mo
Based on your plan below, Investwizz monthly portfolio service fees as % of first year investments would be 0.7%
Comfort zone Balanced
Projected value in 15 years Illustrative
£110k
Based on an illustrative net return of 5.33% a year for your comfort zone. Plus an average fund cost of around 0.25% p.a.
Your capital is at risk. The value of your portfolio can fall as well as rise, and you may get back less than you put in. This projection is illustrative and is not a forecast.
Vs putting in a cash ISA
+£20k
A Cash ISA guarantees your capital; a Stocks & Shares ISA does not. The comparison above is illustrative and does not account for this difference in risk.
£35,000 projected growth on £90,000 invested.
Growth 45%
e.g. Vanguard FTSE All-World UCITS ETF
Stability 50%
e.g. iShares Core UK Gilts UCITS ETF
Alternatives 5%
e.g. iShares Physical Gold ETC
An example mix of stocks and ETFs/ETCs, aligned with your answers. You can review and adjust it.
Build your plan →
The cost of waiting
£430bn
of potential investments sit idle in UK cash accounts, much of it losing value to inflation. Every year you wait, your money buys less.
Source: Barclays, 2024. Figures are general market context, not advice.
See what yours could become
Your capital is at risk. The value of your portfolio can fall as well as rise. Tax treatment depends on your individual circumstances and may change. This is not financial advice.
Projection assumptions
Illustrative projection only, not a forecast or guaranteed outcome. It assumes the net annual return shown for your chosen comfort zone, a monthly deduction (£9.99 per month for portfolio service fee plus an average fund cost of around 0.25% p.a.), monthly compounding, and no allowance for inflation. The cash comparison assumes around 1.31% in a tax-free Cash ISA (15-year average per BoE) and does not include the Investwizz fee. Actual returns will vary. Some investments may be denominated in currencies other than sterling; exchange rate movements can reduce or increase returns.
Minimum investment expectation
Investwizz expects customers to contribute to their account over time and to reach a minimum investment of £3,500 within three years. At lower balances, the flat monthly portfolio service fee represents a higher percentage of your investment.
Cash ISA comparison source
Source: Bank of England Interactive Statistical Database, series IUMB6VL (variable rate cash ISA deposits including unconditional bonuses, not seasonally adjusted). bankofengland.co.uk/boeapps/database/. Data downloaded 27 June 2026; 185 monthly observations, January 2011 – May 2026. Averages are simple arithmetic means of monthly rates counted back from 31 May 2026: 5-year (60 months, Jun 2021–May 2026) = 1.77%; 10-year (120 months, Jun 2016–May 2026) = 1.18%; 15-year (180 months, Jun 2011–May 2026) = 1.31%.
The Investwizz difference
Everything you need to plan and stay on track.
A plan built around your goals
Start with what you're working towards — a home, retirement, financial freedom — and we help you build a plan to get there. No ETF/ETC lists, no jargon, no guessing.
Tax-efficient by design
Your money works inside a Stocks & Shares ISA, so your growth, dividends and gains are free of UK income and capital gains tax. We help you use your full £20,000 allowance each year. Tax rules depend on your circumstances and can change.
One flat fee. No percentage cut.
£9.99 per month for portfolio service fee, whether you hold £5,000 or £500,000, plus an average fund cost of around 0.25% p.a.
More of every pound stays invested and working for you.
You stay in control
We give you the framework. You make every decision. You approve everything before a penny moves, and you can change your goal, your comfort zone or sell up whenever you like.
Managed "black box"
- Someone else picks and changes your investments
- You can't always see what changed, or why
- A percentage fee stays at the same rate, but the amount you pay rises as your pot grows
Investwizz
- ✓ You see and decide every change before it happens
- ✓ Full visibility of your plan and your portfolio
- ✓ £9.99 per month for portfolio service fee that stays the same as your balance grows, plus an average fund cost of around 0.25% p.a.
See it in action
See it in 60 seconds.
Watch a goal become a plan, a portfolio you control, and a portfolio service fee that stays flat — always.
From goal to invested
A clear plan in about 15 minutes.
You bring the goal. We help you build the plan, and you can change anything before it goes anywhere near your money.
STEP 01
Choose your goal
Name your goal. A home, retirement, financial freedom — whatever you're working towards. Then put a real number on it.
STEP 02
Get a starting portfolio
Answer a few questions and we build a model starting portfolio of example stocks and ETFs/ETCs, aligned with your answers. Review and adjust before anything is committed.
STEP 03
Invest in a few taps
You decide when to invest. We provide the structure; you make the call. Open a Stocks & Shares ISA and put your plan into action in minutes. No forms, no post.
STEP 04
Track and adjust
Track every goal in one view. Adjust anytime. You're always in control.
Investwizz provides tools and information, not financial advice. Your capital is at risk. The value of your portfolio can fall as well as rise.
Early customers
What our customers say.
Real stories from real customers — rated independently on Trustpilot.
★★★★★
"Investwizz is incredibly easy and fast to use, but what I love most is the ability to customize my investments to fit my personal preferences. Before using this platform, I never truly had visibility into whether my investments would actually meet my long-term plans and needs. Now, I can see exactly where I stand. Highly recommend!"
★★★★★
"I was a bit nervous about investing, but Investwizz made building my first portfolio so easy. The step-by-step guidance along the way was fantastic. It's the first time I've genuinely understood how my money is working and if I'm actually going to hit my financial goals. 5 stars!"
★★★★★
"Before Investwizz my experience with investing was limited and I had little knowledge of where the money I had invested was going. Now, I have clear guidance on how to meet my financial goals with an app which is easy to use, set up and understand. An excellent service for first-time investors!"
★★★★★
"Not gonna lie, trying to sort out an ISA the traditional way is honestly giving absolute admin nightmare. Sorting through endless forms and waiting weeks just to move some capital is proper tedious and enough to make you ghost the whole process. This completely hits different, though. Super smooth, actually fast, and doesn't feel like a chore. If you're trying to keep things agile and want your money moving without the usual corporate headache, this is low-key a vibe. Proper game changer."
Your money, protected
Serious people. Serious protection.
Who built it. How your money is protected.
Built by people with wealth management experience.
Michael Sherman was a Partner and Managing Director at Boston Consulting Group, Managing Director of Digital & Customer Propositions at Barclays UK, and a Non-Executive Director of Ocado Group (FTSE 100). Matt Sherman leads the engineering. Read the full story →
If something goes wrong
Your investments are held separately in a pooled account in the name of WealthKernel Nominee Limited. Eligible investments may be covered up to £85,000 by the Financial Services Compensation Scheme. This does not cover normal rises and falls in the value of your investments.
Invest with confidence and control.
Easily change your investment goals and comfort zone whenever you like. Plus, you retain the flexibility to sell and withdraw your funds as your plans change. Investwizz Trading Limited (FRN 1050679) is an Appointed Representative of WealthKernel Limited (FRN 723719), which is authorised and regulated by the Financial Conduct Authority.
Pricing
Choose the investment plan that fits you
One flat monthly portfolio service fee.
No matter how often you trade or how much is in your account, at Investwizz there are no dealing charges, custody fees or FX conversion fees.
Core
£9.99/month
Portfolio service fee
£9.99 per month for portfolio service fee, deducted automatically from the uninvested cash in your ISA, plus an average fund cost of around 0.25% p.a.
Accounts included
Up to 3 portfolios for each account
- Simulation account (virtual money)
- Stocks & Shares ISA
Included on every plan
- Investment projections
- Goal setting & tracking
- Proactive monitoring & alerting
- Digital Co-pilot
- Interactive goal planning
- Rebalancing nudges
Build your plan and only pay when you're ready to invest. Cancel anytime.
£9.99 per month for portfolio service fee plus an average fund cost of around 0.25% p.a.
Your capital is at risk and the value of your investments can fall as well as rise.
Get started today
See your plan before you pay a penny.
Download the app, set your goal, pick your comfort zone — and see your full plan before you commit a penny. A few minutes, no obligation.
Download todayCancel anytimeYour £20k ISA allowance resets 5 April
Questions before you start? Talk to our UK team →
Scan to download, or tap a store
Free to download. Capital at risk: the value of your investments can go down as well as up, and you may get back less than you invest.